In this challenging life, with the addition of COVID-19, the main worry for consumer must be their pocket money. How to manage finances when a pandemic strikes?
To start living a healthy lifestyle, you need to see from many aspects such as good diet, mental health and physical exercise. Many knew the basics, but why are they still failing?
Majority of us today are aware of the importance of having a medical card. There are many medical card packages available in the market, so how do we as consumers choose the best package?
Despite the negative impact that we faced, there is a silver lining in this life test. One of it is the development of digital lifestyle. What else is the positive angle of the COVID-19 pandemic in our daily lives?
In today's economy uncertainty added with loss of jobs, one of the solutions this is take the opportunity to do online business to generate steady stream of income. However, this may not be as easy as it seems. Therefore, it is crucial for you to obtain knowledge first on how to start your own business so that you start with a strong basic. Here are 3 useful tips that you can practice.
Some people avoid financial management topic as it seems like a complicated calculation to them. Little do they know, good personal financial management was assisted by psychology rather than mathematics.
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When you are about to start a family, you may dream a big house to live in, a beautiful and supportive family. But before that, you have to prepare yourself especially for financial matters. Let’s see what we got for you!
Did you know, there are as much as RM70 billion unclaimed property since 1957 up until today. This shows that many people out there are unaware or remain ignorant of property management knowledge. Find out some common misconceptions in our society regarding inheritance and its management.
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Most people are aware that the main function of a medical card is to cover the costs of medical treatment when you are admitted to the hospital. For common illnesses such as broken arm or dengue fever, a medical card is enough as is. But what about critical illness? This article will provide some insights on why Takaful for Critical Illness is important.
Starting your own business requires a big amount of capital and you should prepare yourself to face high risks. With that being said, you may be looking for other more affordable and safer alternatives. Find out some options that are available out there for you.
Many people thought that the best way to fund a new business is to borrow some money. However, the fact that it is not easy to get profit, especially for start-up business, the new entrepreneur might need to think again. Check this article out to plan your strategy.
Throughout pandemic Covid-19, many have found comfort while working from home. However, with a more flexible environment, some people tend to become less productive due to burn-out, fatigue or simply demotivated. Here’s some tips for you stay productive while working from home!
Debt when planned well can help you. But, it can also burden you due to overspending or buying something that is beyond your means. Once a debt has started to stress you out, you need to work on resolving the debt problem. Aside from adding income, there are several techniques you can use to settle debt.
Having trouble getting a job even after you have send your resume to many companies? You might want to revise your resume writing. The main goals of writing a resume is to get chance to be interviewed. Follow these tips for you to increase the chances of your resume getting noticed by the employers.
2022 Hari Raya will not be the same as the previous year's celebration. Considering we haven't celebrated in two years, this year's celebration should be livelier than usual. In this article, we will go over some Hari Raya safety tips as well as financial preparations.
You may have done your best as an employer to offer a safe working environment for your employees. However, there are situations when workplace accidents are unavoidable. Let's look at the types of workplace accidents and the procedures that need to be taken to prevent them.
As parents, you would surely want to give only the best for your children – aspiring to see them infinitely happy and successful. Find out the ways to plan for their education.
Pursuing wealth is not something forbidden in Islam. Thus, Muslims are encouraged to find income, taking good care of their property and expanding their assets. Read on to see the types of Shariah compliant investments you can choose from.
The benefits of Hibah Takaful is that you can directly appoint anyone you want to receive the compensation money as a beneficiary through a conditional hibah (gift) upon the event of your death. Here are some things to note about hibah takaful and how to make the most of it.
In this era of modernisation, the financial and health management sectors face no exception where Malaysians may draw on digital facilities with confidence. Read on to find out how GETB has leveraged on it and reaped its rewards.
The dream of all Muslims is to travel to the holy land of Mecca, to complete the fifth pillar of Islam, which is performing Hajj, and is one of the most important journeys in a Muslim’s life. Therefore, it is important to financially plan in efforts to fulfill the goal of performing Umrah and Hajj.
In your daily life you are always exposed to various risks and the possibilities of being overwhelmed by illnesses, accidents, car damages and even death. Find out how to financially protect yourself.
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Financial success is really just about making wise decisions with the money that we have. Here are the 5 ways to be financially successful.
Most people know that Takaful is an important aspect of a holistic financial plan, but have misconceptions about Takaful needs and getting sufficiently protected. Find out how much you should be spending on protection.
Many think that medical card is the ultimate healthcare solution that will eliminate your financial worries should you or your loved ones fall ill. But what if you are diagnosed with one of the critical illnesses? Find out the differences between the two.
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The more you make, the more you will need to protect your financial or business to be able to maintain your lifestyle throughout retirement or for your family survival in the event of your passing. Find out when and how will you benefit from a high protection plan.
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With that RM10 a day you spend on miscellaneous, you could protect yourself against life uncertainties such as death, disability, accident, illness and on top of that earn potential return from investment fund. Let’s find out how.
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So you have chosen the right Takaful plan for you and started paying the contribution. Later, you fall ill and are admitted to the hospital due to dengue. You are well aware that you can claim your Takaful plan but you are clueless on the process. Let’s find out the type of claims and its processes.
As a young adult, participating in Takaful is one of those things you don’t really want to think about until you’re older. That does not mean you shouldn’t be thinking about getting Takaful protection now. Discover for four benefits that come with getting Takaful protection at a young age.
Our personal life journeys are uniquely rich and diverse. As close as they may seem, no two paths are identical. Here are some major events that can trigger a need or change in Takaful protection to help determine if it’s time for you to examine your protection needs.
On 5 November 2014, Bank Negara's Shariah Advisory Council (SAC) issued a resolution that hibah in takaful can be granted, many takaful participants have breathed a sigh of relief. Find out what that means and the benefits of hibah takaful.
Critical illness can sneak on you when least expect it. According to the Department of Statistics Malaysia, 15% of medically certified deaths in 2019 were due to heart disease, hence making this critical illness as the number one cause of death in Malaysia. Read to learn more about critical illness protection and why it matters.
Takaful riders are optional, which can be attached to your basic Takaful plan. It offers added benefits and protection that the basic plan may not cover. When you’re selecting a for yourself or your loved ones, don’t just compare the benefits of the basic plan, but the benefits that the riders offer too. Discover the types of riders available.
There are various of Takaful protection plans with savings offered in the market, however the best plan is definitely the one that gives a high return during maturity. Read on to see how you can use payments from a plan like this, so that you can plan your financial more carefully.
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Nowadays, infectious diseases remain a public health priority both in Malaysia and globally. Many diverse problems posed to healthcare systems from infectious diseases including the increasing of mosquito-borne diseases like dengue, malaria and Zika virus. Find out why you need infectious diseases protection and how it will benefit you.
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The thought of our escalating contributions can be worrying and even makes you wonder if you should surrender your takaful plan. Many certificate holders do not know that takaful contributions, especially medical takaful, may increase through time, if necessary. Find out the why of Takaful repricing and what it means.
Many of us are aware of medical Takaful, that it helps to cover the medical and surgical expenses incurred at a hospital on an individual. Wondering what makes family medical Takaful stand out compared to the more commonly-known personal medical Takaful? Read on to find out more.
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In this day and age, things have never been made easier. In fact, products get better, processes get faster, and services simplified. These days, people expect issues to be troubleshot quicker, with a shorter turnaround time. Find out the benefits of online takaful in the advent of digitalisation.
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Takaful is based on principles of mutual cooperation and mutual protection, making it an ethical and community-driven option. Takaful is fundamentally different from insurance in its principles and how it operates. Within this article, learn what takaful is, its advantages and differences between takaful and conventional insurance.
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Hari Raya Aidilfitri marks the end of the fasting month of Ramadan when Muslim communities all over the world celebrate this. Making smart choices on healthy foods is important to avoid overeating unhealthy foods. Here are some tips on how to eat healthily during Hari Raya.
Establishing a healthy morning routine can set the tone for your entire day. A good morning routine can help you feel energised and focused throughout the day. However, it can be challenging to know where to start or how to stick to a routine. Here are some tips on how to set and have a good morning routine.
With our hectic lives, it can be easy to take our family for granted, but it's important to take the time to express our love and appreciation for them. Explore ways you can show your family how much you love and appreciate them, to strengthen your bonds and create lasting memories together.
With the range of takaful plans we have to offer you, rest assured our different benefits are able to suit how you would like to protect yourself as well as your loved ones. Here we have a list of our types of takaful plans in Malaysia as well as how they best benefit you.
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Takaful is often perceived in a jaundiced light, largely due to its religious connotations. Many know of it, but choose not to opt for it due to lack of knowledge. Non-Muslims often perceive takaful as only for Muslims. So the question is, can non-Muslims participate in Takaful?
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Death is a grim topic and considered taboo to talk about. It is important to discuss the necessary arrangements and procedures surrounding death claims to ensure that those left behind can pick up the pieces and carry on. Discover what you need to make a death claim.
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How can we Takaful participants ensure we are sufficiently covered at every life stage? There are various needs for each life stage, but let’s dig deeper into the possible riders that would help provide better coverage.
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As an entrepreneur or business owner, there are always risks and uncertainties that can arise and potentially impact the success of your business. What is uncertainty in business? Uncertainty in business is the unpredictability which can impact the outcome of business decisions.
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Malaysia’s hot season is usually caused by the phenomenon of monsoon transitions, or El Nino from the Pacific Ocean. These hot seasons can stretch on for a number of days to weeks, and temperatures can reach as high as 40 degrees Celsius.
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Self-care isn't just about pampering yourself but doing what is best for your own health. What exactly is self care? The meaning of self care is making better decisions for yourself, giving yourself some rest time and even securing your future. Here, we have some examples and tips of self care as well as explanations on why self care is important to practise.
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Your employees are among your most important assets in your business. When you earn their trust and help them feel secure, your employees will ensure that they do the best for you and the organisation itself. Here are several ways on how to gain the trust of your employees and show them that they are of value to you.
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Starting a fitness journey can be both exciting and challenging. It's easy to feel motivated at the beginning, but staying committed to your fitness goals can be tough. Here are some tips for beginners to help you start your fitness journey and stick to it.
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Financial management and literacy is an important skill for individuals of all ages and backgrounds as it can equip them with the knowledge and understanding necessary to make informed financial decisions. What is financial literacy? Financial literacy refers to the ability to understand and manage personal finances effectively.
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Raising children is one of the toughest yet most fulfilling jobs in the world — and the one for which you might feel the least prepared. It requires a total balance of love, guidance, and understanding. When our children are small, they copy and imitate gestures, they learn from their surroundings, developing skills from everything they see.
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Eid al-Adha, also known as Hari Raya Haji or Eid al-Adha, is a religious festival celebrated by Muslims all over the world.
How would you normally picture a life of a rich person? Many will imagine a peaceful and easy life. Breakfast by the pool, dinner facing KLCC in the skyline, vacations with family in Europe, driving luxury cars and living in an 8-bedroom bungalow.
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Many among us still lack understanding of the importance of writing a will for estate planning, even though writing a will is a recommended practice. A will is an important legal document in the planning of inheritance distribution and more.
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Not only does self-improvement help you perform your best by taking steps to improve yourself, but your overall wellbeing will also be enhanced. Firstly, what is self-improvement? Self-improvement is a journey towards personal growth and becoming the best version of yourself.
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Have you noticed? The older we get, the more we hear the word “legacy” from around us. Growing up, many of us may think that “leaving a legacy” means leaving a lasting impact on those around us even after we have passed
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Instilling a sense of patriotism in your children is like planting a seed of love for their country that will grow with them. Patriotism means having a strong love and loyalty for your country and wanting to support and protect it.
In the fast-paced world we live in, where trends come and go like the wind, one thing remains constant and invaluable: family traditions. Family traditions are more than just rituals or routines; they are powerful ways of passing down values, stories, and love to our children and grandchildren.
Maintaining a healthy work-life balance is crucial for overall well-being and long-term success. The meaning of work-life balance is finding a good balance between your work and your personal life so that you have enough time for both and feel happy and not stressed
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As we journey through life, many of us ponder the legacy we will leave behind. In the context of leaving behind a positive legacy, it is essential to focus on the various types of legacies that you can leave behind.While our time on this earth is temporary, the impact we make can endure for generations to come.
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Childhood and pediatric cancer is a distressing and complex medical condition that affects thousands of children and their families every year. To better comprehend this critical issue, it is crucial to delve into the various types of childhood cancer, explore potential causes, and understand the risk factors involved
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Ageing is a natural and inevitable part of life, and it can bring wisdom, experience, and a deeper appreciation for the world around us. However, maintaining good health and well-being as we age is a top priority for a happy, fulfilling, and active later life
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Breast cancer occurs when there is uncontrolled tissue growth, leading to the development of lumps in the breast. This type of cancer can spread to other parts of the body, including the lymph nodes in the armpit or nearby areas
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Such items would be 10kg locally-produced rice, one packet of cooking oil, 10 eggs, 1kg of flour and 1kg of sugar.20 years ago, only RM50 was required for a full trolley’s worth of kitchen goods. Now, with the same RM50, one is able to buy only three to five items.
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Inflation, inflation. A hot topic that has been discussed nowadays. In the economy field, inflation is a phenomenon in which there is an increment in the general price level and services from time to time.
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In 2013, the mandatory retirement age in Malaysia was raised from 55 to 60 years old! Through the years, you may have noticed that retirement looks quite different than before. Let’s look at what retirement looks like now and what can we do to prepare ourselves for the golden years.
Global inflation has given a huge impact to everyone in the world, impacting economies and services including healthcare and medical costs. Increasing medical costs is a serious matter and it is burdening family finances in Malaysia.
Are you looking to travel? Or perhaps buy those long-awaited items? Or maybe just prepare for emergencies? Well, saving is the solution! Saving is one of the smart steps to manage your finances and can help you in the future.
It is suffice to say that many of us participate in Takaful medical plans for its benefits of protection in the form of medical coverage. This helps to assure us we are able to have access to necessary healthcare without having to eat into our personal savings
The Ramadan month is approaching, many Muslims are starting to make preparations for the holy month such as devotion activities and voluntary fasting. While fasting, it is important for you to give your utmost attention towards your own health: physically and mentally.
The month of March is just around the corner and an important month for all employees in Malaysia: tax filing and declaration season. But, did you know that you can receive tax relief or exemption through your takaful plan? True, you can reduce your charged income tax and help you stay prudent.
In this fast moving world, involving yourself in a hobby and developing your interests is not only a fun activity to do, but may also burn your money by a lot.
Aidilfitri is a day where we celebrate the month of Syawal after the fasting month of Ramadan has ended. While we enthusiastically celebrate Aidilfitri, we must remind ourselves so that we can avoid any kinds of waste later
Let's explore further on the complexity of medical takaful repricing and give us knowledge on how to navigate the important aspects of the management of this takaful plan.
In this complex financial world, a lot of youngsters always struggle with finances and are not sure on how to manage it well, oftentimes facing challenges in wisely managing their finances.
Good financial management includes prudent spending, saving for the future and setting a financial budget. These are among some good practices to have in order to foster effective financial management in the lives of children.
Stepping into the field of medical takaful needs a deep understanding about factors that affect the said repricing. In this article, we are going to explore the main elements that drive the repricing in medical takaful. It is important to understand these factors, for your health protection.
Curious about what are medical takaful repricing and its impact on you? Learn what steps to take to adjust your financial plans here!
Understand the meaning & importance of Muharram, the start of the Islamic New Year. Learn how to celebrate this meaningful occasion with 4 practices here.
Badal Hajj is one way to perform the pilgrimage. Understand what Badal Hajj is, the requirements and procedures, right here with GETB!
Understand the true meaning of independence, ways to show patriotism & how to celebrate independence day with GETB today!
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‘Sustainability’ has become quite a buzzword. Read on to find out the definition of sustainability and ways to practice it.
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Are you the type that loves to shop online? Discover the tips for making the most of online shopping and being safe at the same time here. Read now!
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