i-Contributor Benefit Plus Term Rider
A contribution paying rider in which future designated contributions due under the certificate will be payable from the Tabarru’ Fund in the event of death or total and permanent disability or critical illness of the contributor.
i-Contributor Protection Plus Term Rider
A contribution paying rider for protection purpose in which future designated contributions due under the certificate will be payable from the Tabarru’ Fund in the event of death or total and permanent disability, or critical illness of the contributor.
i-Contributor Assist Term Rider
A contribution paying rider in which rider sum covered will be payable from the Tabarru’ Fund to support the payment of future designated contributions due under the certificate in the event of death or total and permanent disability or critical illness of the contributor.
i-Provider Plus Term Rider
A contribution paying rider in which future designated contributions due under the certificate will be payable from the Tabarru’ Fund in the event of total and permanent disability or critical illness of the Person Covered.
i-Provider Critical Illness Term Rider
A contribution paying rider for protection purpose in which future designated contributions due under the certificate will be payable from the Tabarru’ Fund in the event of critical illness of the Person Covered.
i-Provider Assist Term Rider
A contribution paying rider in which rider sum covered will be payable from the Tabarru’ Fund to support the payment of future designated contributions due under the certificate in the event of total and permanent disability or critical illness of the Person Covered.
i-Saver Rider
A regular contribution top-up rider of which 95% of contributions payable will be allocated to the Participant’s Unit Account solely for savings and investment purpose.
i-Hospitalisation Benefit Term Rider
A contribution paying rider that provides daily cash benefit (“hospitalisation benefit”) in the event of hospitalisation due to illness or accidental injury.
i-Medi Rider & Medi ExPlus Rider
A contribution paying rider that provides coverage for hospitalisation and surgical expenses incurred due to illness or accidental injury with no co-Takaful feature, in excess of the deductible amount, where applicable.
i-Medi ExPlus Rider enhances the primary medical plan attaching to the same certificate with extended overall annual limit and no deductible applicable.
i-Lifetime Critical Illness Benefit Term Rider
A contribution paying rider that provides coverage in the event of critical illness. It also provides additional child critical illness coverage for Person Covered from age 1 to 18 years next birthday. This rider will accelerate the Basic Sum Covered of the basic plan.
i-Early Lifetime Critical Illness Benefit Term Rider
A contribution paying rider that pays multiple claims across different critical illness or across severity levels within the same critical illness, subject to the fulfilment of the pre-defined conditions. This rider must be attached together with
i-Lifetime Critical Illness Benefit Term Rider.
i-Additional Lifetime Critical Illness Benefit Term Rider
A contribution paying rider that provides coverage in the event of critical illness. It also provides additional child critical illness coverage for Person Covered from age 1 to 18 years next birthday.
This rider sum covered is additional on top of the basic plan sum covered.
i-Critical Care Term Rider
A regular contribution term rider that provides coverage in the event if critical illness. This rider will accelerate the sum covered of the basic plan.
i-Accidental Death Benefit Term Rider
A contribution paying rider that provides coverage in the event of death of the Person Covered due to accidental cause, payable on top of the death benefit provided under basic plan.
i-Comprehensive Accident Xtra Benefits Term Rider
A contribution paying rider that provides coverage in the event of death, total and permanent disability, permanent or temporary disability, caused solely and directly from accident. It also reimburses medical expenses and provides weekly indemnity benefit for hospitalisation in Malaysian government hospital. The Sum Covered of this rider will be increased by 5% of the initial rider Sum Covered every year up to a maximum of 150% of the initial rider Sum Covered.
Group Critical Illness Rider
Group Critical Illness Rider is a group yearly renewable term takaful rider that provides coverage in the event of critical illness of the Person Covered within the period of coverage. This rider will accelerate the sum covered of the basic plan.
Group Additional Critical Illness Rider
Group Additional Critical Illness Rider is a group yearly renewable term takaful rider that provides coverage in the event of critical illness of the Person Covered within the period of coverage. The rider sum covered will not accelerate the sum covered of the basic plan.
Group Personal Accident Rider
Group Personal Accident Rider is a group yearly renewable term takaful rider that provides coverage in the event of Person Covered's death, Total and Permanent Disability (TPD) or injury, caused solely and directly from an accident within the period of coverage.
Group Partial and Permanent Disability Rider
Group Partial and Permanent Disability Rider is a group yearly renewable term takaful rider that provides coverage in the event of Person Covered's Partial and Permanent Disability (PPD) caused by either accidents or natural causes within the period of coverage.
Group Outpatient Clinical Rider
Group Outpatient Clinical Rider is a group yearly renewable medical and health takaful rider that provides coverage for outpatient clinical treatment due to accidental injury or illness, where hospitalisation is not required with cashless or reimbursement facilities. This rider can be attached to Group Hospitalisation and Surgical, subject to terms and conditions stated in the Certificate.