i-Additional Lifetime &
i-Lifetime Critical Illness Term Rider | Critical Illness Rider

Critical illness may strike at any time and often catches us off guard. It is like a living nightmare we can’t get rid of. If one day you befell with these illnesses, can you afford the best early treatment for recovery? How would your current lifestyle be impacted? You need to put into consideration that despite having good medical protection, there are still expenses that most medical plans don’t cover when it comes to this type of illness.

Hence, it is advisable to arm yourself and your children with extra protection by attaching a rider provided by Great Eastern Takaful to not only your basic Takaful plan but also your children too. With our i-Lifetime Critical Illness Benefit Term Rider and i-Early Lifetime Critical Illness Benefit Term Rider, you will have access to the funds you need to seek early treatment for better chance of recovery and to cope with unexpected changes in your lifestyle because it's a plan that protects your critical needs for a lifetime that complement your basic Takaful plan.

With a very affordable amount added to your basic Takaful plan, these riders will help you and your children when the time comes. Your basic Takaful plan will help you at the hour of need, but the riders will ensure that you receive a lump sum benefit upon diagnosis of the covered illnesses.

These riders will help alleviate your financial worries so that you and your children can focus more on recuperation and recovery when the tragedy strikes. With our protection, you will be able to lead your life without fear of the unforeseeable future. Because whatever it may be, we’ve got you covered for a lifetime!

What is Critical Illness Rider

A Critical Illness Rider is an additional coverage option that you can add to your basic Takaful plan. This rider is specifically designed to provide financial protection in the event that you are diagnosed with a critical illness. Upon diagnosis of a covered illness, the rider provides a lump sum payment that can be used to cover medical expenses, treatment costs, and any other financial needs that arise during this challenging time. This rider ensures that you have the necessary funds to seek early and effective treatment, which can significantly improve your chances of recovery.

The importance of a Critical Illness Rider

The importance of having a Critical Illness Rider cannot be overstated, particularly in today’s world where the incidence of critical illnesses is on the rise. Here’s why this rider is crucial:

• Early Treatment Access: Early diagnosis and treatment are critical for better recovery outcomes. This rider provides the financial resources needed for timely medical interventions.
• Comprehensive Financial Support: Medical treatments for critical illnesses can be expensive, and many costs are not covered by standard medical coverage. The lump sum payment from this rider helps bridge that gap.
• Peace of Mind: Knowing that you have a financial safety net allows you to focus on your health and recovery without the added stress of financial worries.
• Protection Against Income Loss: Critical illnesses often result in significant time off work. This rider ensures you have financial support during recovery, helping to maintain your lifestyle and meet ongoing expenses.

Benefits of Critical Illness Rider for the family

A Critical Illness Rider provides numerous benefits for you and your family, ensuring their well-being and financial security during difficult times:

• Family Security: This rider ensures that your family is financially supported if you are diagnosed with a critical illness, helping to cover daily expenses, mortgage payments, and other financial obligations.
• Supplementary Coverage: Enhances your basic Takaful plan by providing additional funds that can be used for various purposes, including experimental treatments or alternative therapies that may not be covered by standard medical takaful plan.
• Financial Stability: Helps to alleviate the financial burden on your family, allowing them to focus on providing emotional support and care during your recovery.
• Continuity of Lifestyle: Ensures that your family can maintain their standard of living and meet educational and other long-term financial commitments, even in the face of a critical illness.

Importance of a plan like i-Additional Lifetime & i-Lifetime Critical Illness Term Rider

Plans like the i-Additional Lifetime and i-Lifetime Critical Illness Term Rider are indispensable for comprehensive financial protection. Here’s why:

• Extensive Coverage: These plans cover a wide range of critical illnesses, providing robust protection and ensuring that you are covered against most major health risks.
• Affordable Protection: These riders provide substantial coverage at an affordable rate, making them accessible for many families. This ensures that financial protection is within reach without compromising other financial goals.
• Lump Sum Benefits: Upon diagnosis, you receive a lump sum benefit, which can be used flexibly to cover various costs associated with your illness and recovery.

By choosing riders like the i-Additional Lifetime and i-Lifetime Critical Illness Term Rider, you are not just enhancing your Takaful plan; you are investing in a comprehensive safety net that ensures your family’s well-being and peace of mind. Taking this proactive step towards financial confidence means you can focus on what truly matters — your health and your loved ones — without the constant worry of financial uncertainty.