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Harapan TRIO - Limited Offer

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Harapan TRIO
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Get the TRIO Plan to Cover your 3 Needs

Good things come in threes. That’s why the Harapan TRIO plans aim to provide you with adequate coverage for these 3 needs; individual, medical and critical illness coverage. Fulfil your hope and dreams in life knowing that you have provided a wholesome coverage not only for yourself but for your loved ones as well.

For a limited time, get FREE DoctorOnCall service* when you participate in the Harapan Trio Combo from 1 September to 31 October 2019. Make an appointment with our Takaful Advisor now to get further details.

*Terms and conditions apply.

Key Benefits

i-Gr8 Harapan – Higher coverage for both your needs and loved ones

  1. Low contribution with high coverage
    Get protected for RM2 daily with coverage of up to RM1 million.

  2. Total and Permanent Disability (TPD) benefit
    In the event of TPD prior to the certificate anniversary of 70 years age next birthday due to all causes, Basic Sum Covered (BSC) shall be payable

  3. Death benefit
    In the event of death prior to the certificate maturity, the BSC shall be payable. In the event that the total contribution paid is higher than the BSC upon death, the total contribution paid shall be payable.

  4. Accidental death benefit
    In addition to the Death Benefit, your next of kin will receive up to 300% of the BSC in the event of accidental death prior to the certificate anniversary of 70 years age next birthday.
i-Gr8-Harapan

i-Great MediHarapan - A Medical Protection Plan with You and Your Family in Mind

  1. Medical coverage of up to age 100 years
    Enjoy medical coverage and benefits until you reach 100 years age next birthday

  2. UNLIMITED Overall Lifetime Limit
    There is no Overall Lifetime Limit for this plan

  3. Deductible of RM300 per disability
    Pay only RM300 of your hospital bill per disability for selected covered benefits, and we will take care of the rest.

  4. 5% Family Discount
    Enjoy 5% family discount when you participate in this plan with your spouse and family members.
i-Great-MediHarapan

i-Great HarapanCI10 – Coverage for Your Top Concerns In Life

  1. Coverage for Top 10 Critical Illnesses
    This plan cover the 10 most common Critical Illnesses such as stroke, heart attack, kidney failure, cancer and others.

  2. Affordable Contribution
    Get coverage for RM2.50 daily.

  3. Complement Your Medical Plan
    Use this plan to complement your medical plan so that you still have financial assistance after the settlement of your medical bills.
i-Great-HarapanCI10
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