i-Great Idaman

1. i-Great Idaman is a regular contribution Family Takaful Term Plan that provides Takaful protection for 15, 18, 21, 24 or 27 years (depending on the coverage term selected).
   
   
2. Contributions are payable for 12, 15, 18, 21, 24 or 27 years (depending on the contribution payment term selected), or until death or TPD, whichever occurs first. The contribution must be paid regularly to ensure your PIA is sufficient to cover for your protection at all times. 
   
   
3. You should satisfy yourself that this plan will best serve your needs and that the contributions payable under the certificate are affordable to you.
   
   
4. A “Free-Look Period” of 15 days from the delivery date of the certificate is given for you to review the suitability of the plan. If the certificate is returned to the Takaful Operator during this period, the Takaful Operator shall refund an amount equal to the amount of contributions.
   
   
5. Upon termination or expiry of this plan, no benefits will be payable from the Tabarru’ Fund.
   
   
6. You may stop paying contributions and still enjoy protection as long as there is a sufficient amount of money in the PIA to pay for the Tabarru’, where applicable. However, there is a possibility of the certificate lapsing when the required charges, including Tabarru’, exceed the money available in the PIA. 
   
   

This information is for general information only. You are advised to refer to the Benefit Illustration, Product Disclosure Sheet and sample of Certificate for detailed features and benefits of the plan before participating in the plan.