i-Great Evo | Comprehensive family takaful health protection plan

1. i-Great Evo is a regular contribution Term Family Takaful plan that pays the Basic Sum Covered upon Death and Total & Permanent Disability of the Person Covered as well as Compassionate Benefit of RM2,000 upon death of the Person Covered. It matures at age 25 or 80 years age next birthday.
   
2. Contributions are payable until the end of your coverage term, death or Total & Permanent Disability, whichever occurs first. The contributions must be paid regularly to ensure your Participant’s Individual Account is sufficient to cover for your protection at all times. Upon activation of Auto-Extension of coverage, new contributions will be required.
   
3. You may stop paying contributions and still enjoy protection as long as there are sufficient amount of money in the Participant’s Individual Account to pay for the Tabarru’, where applicable. However, there is a possibility of certificate lapsing when the required charges, including Tabarru’, exceed the money available in Participant’s Individual Account.
   
4. You should be convinced that this plan will best serve your needs and that the contributions payable under the Certificate are affordable to you.
   
5. A “Free-Look Period” of 15 days from the delivery date of the Certificate is given for you to review the suitability of the plan. If the Certificate is returned to us during this period, we shall refund an amount equal to the amount of contributions paid minus medical expenses (if any).
   
6. You may receive the remaining amount in Participant’s Individual Account (if any) upon termination or maturity of this plan, which may be less than the total allocated contribution into the Participant’s Individual Account. No benefits will be payable from the Tabarru’ Fund.
   
7. The amount of Participant’s Individual Account will be based on actual performance of the fund and is not guaranteed. Depending on the fund's performance, the Participant's Individual Account Value may decrease and the certificate may potentially lapse. The investment risks under this plan will be borne solely by you and the Participant’s Individual Account may be less than the total contributions contributed to the fund.
   
8. Participating in a Family Takaful plan is a long-term financial commitment. If you do not pay your contributions within the grace period of 30 days, your Certificate may lapse. The accumulated cash value that you may get when you cancel the Certificate before maturity period will be much less than the total amount of contribution that you have paid.
   
9. If you switch your Certificate from one Takaful Operator to another or if you replace your current Certificate with another Certificate within the same Takaful Operator, you may be required to submit an application where the acceptance of your proposal will be subject to the terms and conditions to be imposed at the time of switching or replacement.

This information merely provides general information only and is not a contract of Family Takaful. You are advised to refer to the Benefit Illustration, Product Disclosure Sheet and sample certificate for detailed features and benefits of the plan before participating in the plan.

Great Eastern Takaful Berhad is a member of PIDM. The benefit(s) payable under eligible certificate/product is (are) protected by PIDM up to limits. Please refer to PIDM’s TIPS Brochure or contact Great Eastern Takaful Berhad or PIDM (visit www.pidm.gov.my).