Critical illness can happen to us outside of our control. A stressful modern life made all types of sickness possible. People have taken alternatives to destress in a challenging environment that could affect their health, such as smoking or indulge in imbalanced eating behaviour. In other cases, diseases like cancer may invade a person with a healthy lifestyle without any warning signs. In any situation, it is wise for you to prepare to face the possibility of being affected by a critical illness to help you and the ones who are going to nurse you back to health.
Critical Illness Takaful vs Medical Takaful Plan
You may wonder about the differences between a medical plan and a critical illness plan upon signing up for any health protection solution. A medical plan which includes a medical card briefly covers the cost of your hospitalisation and medical treatment. In contrast, a critical illness plan allows you to earn a lump sum of money to be used to mend your critical condition, permanent disability, or death.
If you are a healthy person who has to undergo an appendicitis surgery, a medical plan will cover your hospitalisation and medical bills. However, if you are diagnosed with a disease that makes you bedridden at home, a critical illness plan grants you an amount of money for your family to use in different ways. They can use it to buy you medical supplies, adult diapers, milk formula, or anything to aid your treatment at home.
Earning the lump sum amount of money after being diagnosed with a critical illness will help not only you but also your loved ones who are struggling when you are no longer able to provide for them. If you are the breadwinner for your family, the money earned can temporarily assist your family while you are unable to work with a critical illness plan.
At Great Eastern Takaful, we have a thorough critical illness plan to be a partner in your trying times.
Get A Comprehensive Critical Protection With i-Great Critical Care
Your health is essential to you and your family. Living in the current times has increased our chance of being affected by a critical illness. Our plan can assist the recuperation process by getting you the treatment that you need, as well as lifting the financial burden off you and your loved ones. Get the best benefit of our critical illness care as follows: