i-Great Infiniti | Takaful savings for future wealth & generations to come
i-Great Infiniti | Takaful savings for future wealth & generations to come
As parents, our goal is to ensure our next of kin is cared for, even after our passing. Through i-Great Infiniti, we can help with our children's growing and changing needs including that of their future, through monthly cash payouts with no medical underwriting required.
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Key benefits
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Monthly cash payment
Upon the end of your contribution payment term or the end of the 10th Certificate Year, whichever is earlier, a percentage (%) of annualised contribution will be spread evenly for twelve months and payable in monthly basis until death, TPD, surrender or maturity of the certificate; whichever occurs first.
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Additional accidental death coverage
Upon death of the Person Covered due to Accidental causes prior to the Certificate Anniversary on which the Person Covered attains the age of 70 years next birthday, an additional amount of death benefit shall be payable on top of the Death Benefit.
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No medical underwriting required
Get this protection plan without having to go through the hassle of medical underwriting.
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Death or Total & Permanent Disability (TPD) benefit
Death benefit is payable prior to the Certificate Anniversary on which the Person Covered attains the age of 100 years next birthday, while TPD benefit is payable prior to the Certificate Anniversary on which the Person Covered attains the age of 70 years next birthday.
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Maturity benefit
When your plan reaches maturity, you will receive the a lump sum amount equal to the higher of:
● 105% of Total Contribution paid less Total Cash Payment received; or
● Universal Takaful Account Value;
and Participant Reinvestment Account Value (if any).
How i-Great Infiniti works
Let us match you with a qualified Takaful advisor
Our Takaful advisor will answer any questions you may have about our products and planning.
How can we help you?
Understand the details before participating
- i-Great Infiniti is a regular contribution Term Family Takaful plan that provides coverage upon Death or Total & Permanent Disability (TPD) of the Person Covered. Additional Accidental Death Benefit will also be payable upon death of the Person Covered. It also provides Monthly Cash Payment benefit. This plan matures at age 100 years next birthday.
- Age refers to age next birthday. Contributions are payable following the contribution payment term.
- You may stop paying contributions and still enjoy protection as long as there are sufficient amount of money in the Universal Takaful Account (UTA) to pay for the Tabarru’, where applicable. However, there is a possibility of certificate lapsing when the required charges, including Tabarru’, exceed the money available in UTA. Your no lapse facility will not take effect if the payment is not paid on time (within the grace period).
- You should be convinced that this plan will best serve your needs and that the contributions payable under the certificate are affordable to you.
- A “Free-Look Period” of 15 days from the date you acknowledge your e-certificate through i-Get In Touch is given for you to review the suitability of the plan. If the certificate is returned to the Takaful Operator during this period, the Takaful Operator shall refund an amount equal to UTA Value of this Certificate and any Upfront Charge and Tabarru’ which have been deducted less any medical expenses.
- You may receive the remaining amount in UTA (if any) upon termination or maturity of this plan, which may be less than the total allocated contribution into the UTA. No benefits will be payable from the Tabarru’ Fund 1 and 2 upon termination.
- The amount of UTA and Participant Reinvestment Account (PRA) (if any) will be based on actual performance of the fund and is not guaranteed. Depending on the fund's performance, the UTA and PRA (if any) amount may decrease and the certificate may potentially lapse. The investment risks under this plan will be borne solely by you and the UTA and PRA (if any) may be less than the total contributions contributed to the fund.
- Participating in a Family Takaful plan is a long-term financial commitment. If you do not pay your contributions within the grace period of 30 days, your certificate may lapse. The accumulated cash value that you may get when you cancel the certificate before maturity period will be much less than the total amount of contribution that you have paid.
- If you switch your certificate from one Takaful Operator to another or if you replace your current certificate with another certificate within the same Takaful Operator, you may be required to submit an application where the acceptance of your proposal will be subject to the terms and conditions to be imposed at the time of switching or replacement.
This brochure merely provides general information only and is not a contract of Family Takaful. You are advised to refer to the benefit illustration, Product Disclosure Sheet and sample certificate for detailed features and benefits of the plan before participating in the plan.
i-Great Infiniti is a Shariah-compliant product. If there is a discrepancy between the English and Malay versions of this brochure, the English version shall prevail.
Great Eastern Takaful Berhad is a member of PIDM.
The benefit(s) payable under eligible certificate/product is (are) protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. PROTECTION BY PIDM ON BENEFITS PAYABLE FROM THE UNIT PORTION OF THIS CERTIFICATE/PRODUCT IS SUBJECT TO LIMITATIONS. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Great Eastern Takaful Berhad or PIDM (visit www.pidm.gov.my).