Find your answers to your questions here:
Example 1: Next Anniversary Date: 20 June 2024. |
Example 2: Next Anniversary Date: 27 August 2024. |
Example 3: Next Anniversary Date: 22 July 2024. |
Yes, you can increase your contribution by any amount subject to minimum RM20 (monthly).
However, we encourage you to pay at least the suggested top-up contribution so that your Certificate Account Value [i.e. Total Account Value (TAV) or Participant’s Individual Account (PIA)] will be sufficient to pay for the higher Tabarru’ Charges. Otherwise, your Certificate will lapse when the TAV or PIA is depleted.
Example on the following Male, Non Smoker Age Next Birthday (ANB) 32, Plan 200 Expiry at 80, Current monthly contribution RM 193.35
Top Up Amount |
Projection on Certificate Sustainability Age |
| RM80 (Suggested Top Up Contribution) | ANB 80 (original expiry) |
| RM40 | Until ANB 72 only |
| RM20 | Until ANB 68 only |
Projection is assuming investment return of 5% every year. The actual returns is subject to company's performance.
*For i-Medik Asas and i-Great Medi Care, the contribution incremental is mandatory upon Certificate anniversary after 22nd July 2024.
From the illustration above, we can see the cash value increasing over the years, but at a certain point, it will start to reduce as the Tabarru' amount deducted has becoming much higher over the time. Projection is assuming investment return of 5% every year. The actual returns is subject to company’s performance
Current Contribution Method |
Action Needed |
| Credit Card/Debit Card | Your credit/ debit card will be billed according to the revised contribution amount. Please contact your card issuing bank to ensure that the card’s daily withdrawal limit allows for contribution deduction. |
| Bank's Order | Please liaise with the bank of your choice to proceed with the revised contribution amount payment. |
| Biro Perkhidmatan Angkasa (BPA) | If the increase in the contribution amount is above RM50.00, you are required to submit a certified true copy (CTC) of the contributor’s latest salary slip to us to revise your BPA deduction amount. For increased contribution amounts of less than RM50.00, your BPA deduction amount will be revised according to the revised contribution amount. It will take about 2 months to obtain approval from BPA for the contribution deduction. If your Certificate has outstanding contribution payments before the new BPA deduction amount takes effect, you can make contribution payment via JomPAY. For JomPAY payment, please refer to the “Cash/Cheque” payment solution table below. |
| Direct Debit Authorisation (DDA) | Please submit the completed hard copy DDA form to us along with payment for 2 months’ advance contributions. It will take about 2 months to obtain the approval from the bank. You can make the advance contribution payment via JomPAY. For JomPAY payment, please refer to the “Cash/Cheque” payment solution table below. The DDA form is available for download on our corporate website at : Get Help > Customer Care > Direct Debit Authorization Form |
| GIRO | Please submit the completed original hard copy GIRO form to us along with payment for 2 months’ advance contributions. You can make the advance contribution payment via JomPAY. For JomPAY payment, please refer to the “Cash/Cheque” payment solution table below. The GIRO form is available from participating banks and must be verified and approved by the bank before submission to Great Eastern Takaful Berhad. |
| Cash/Cheque | As we do not accept cash/cheque payment anymore, you are advised to proceed with your payment through JomPAY.
You may refer to the below guide for making payment via JomPAY: Step 1: Log in to Internet or Mobile Banking and look for JomPay
Step 2: Enter 16899 in the Biller Code field for GREAT EASTERN TAKAFUL - FAMILY Step 3: Enter your 10-digit Certificate Number in "Ref-1" field Step 4: Enter Mobile Phone Number in "Ref-2" field Step 5: Enter the revised Payment Amount Step 6: Confirm and Pay Alternatively, you may want to change the contribution method to credit/debit card for seamless payment through our self-servicing platform (i-Get In Touch). |
You are advised to monitor your contribution payment status through our self-servicing platform (i-Get In Touch) as in the guide provided in the link below to ensure all contributions paid are up to date.
i-Get In Touch > View Certificate Details > Contribution Information
Investment Linked Plan |
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Traditional Plan |
You can refer to your repricing communication pack - Authorisation Form (Under Option 3) to know the name of the plan that is applicable to you.
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A member of PIDM |
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