i-Great Neo

High coverage and long-term protection for your exclusive lifestyle

Enjoy long term protection for yourself and your loved ones and live life to the fullest when you select your choice of contribution payment terms at least 10 years for coverage of up to age 80. At the end of your coverage period, you can choose to reap the rewards of your maturity booster benefit or opt to extend your coverage up to age 100 for complete peace of mind with the Auto-Extension Coverage.

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Key benefits

High Sum Covered from RM300,000 up to 400% of Basic Sum Covered

Get protection with high Sum Covered from RM300,000 with benefit payout up to 400% of Basic Sum Covered

Loyalty Benefit

Choose a payment term of 10, 20 years or throughout the coverage term and you may receive up to 5% of the annual basic contribution in your Participant's Individual Account at the end of every 5^th Certificate year.

56 major critical illnesses from child to adult in one optional rider

Please see the list of 56 Critical Illness here

Additional benefits

Maturity Booster Benefit

You may receive an additional percentage (from 3% up to 20%) of Basic Sum Covered, depending on your coverage term. This benefit may be payable on top of the Maturity Benefit upon maturity, subject to all contributions are paid up-to date. This benefit may be payable as a hibah (gift) from us to you.

Auto-Extension of Coverage

Enjoy continuous protection with Auto-Extension of Coverage after 30 years term or maturity at age 60 or age 80 years.

Badal Hajj, Waqf and Hibah services

These are optional services and you need to fill in the Hajj by Proxy Service Form, Waqf Services Form and Nomination and Assignment Form for the respective services of your choice.

Death Benefit during Hajj/Umrah

Upon Death of the Person Covered while the Certificate is inforce while performing Hajj or Umrah and not due to accidental causes, an additional amount of 100% of Basic Sum Covered will be payable on top of the Death Benefit.

Enhance your coverage

Customise your i-Great Neo plan for a comprehensive protection with these 3 optional riders:

Critical Illness

i-Lifetime Critical Illness Benefit Term Rider

Waiver of Contribution

i-Provider Plus Term Rider - for Person Covered
i-Contributor Benefit Plus Term Rider - for Contributor

How i-Great Neo works

Notes and disclaimers

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Takaful Advisor.

Important Notices

i-Great Neo is a regular contribution Term Family Takaful plan that provides coverage upon Death or Total Permanent Disability of the Person Covered as well as Compassionate Benefit of RM2,000 upon death of the Person Covered. It matures after 30 years or at age 60 or age 80 years.
Age refers to age next birthday. Contributions are payable following the contribution payment term – limited-pay or full-pay, or upon death or Total & Permanent Disability of the Person Covered, or termination of the certificate, whichever occurs first. Upon activation of Auto-Extension of coverage, new contributions will be required.
You may stop paying contributions and still enjoy protection as long as there are sufficient amount of money in the Participant’s Individual Account to pay for the Tabarru’, where applicable. However, there is a possibility of certificate lapsing when the required charges, including Tabarru’, exceed the money available in Participant’s Individual Account.
You should be convinced that this plan will best serve your needs and that the contributions payable under the Certificate are affordable to you.
A “Free-Look Period” of 15 days from the delivery date of the Certificate is given for you to review the suitability of the plan. If the Certificate is returned to us during this period, we shall refund an amount equal to the amount of contributions paid minus medical expenses (if any).
You may receive the remaining amount in Participant’s Individual Account (if any) upon termination or maturity of this plan, which may be less than the total allocated contribution into the Participant’s Individual Account. No benefits will be payable from the Tabarru’ Fund.
The amount of Participant’s Individual Account will be based on actual performance of the fund and is not guaranteed. Depending on the fund's performance, the Participant's Individual Account amount may decrease and the certificate may potentially lapse. The investment risks under this plan will be borne solely by you and the Participant’s Individual Account may be less than the total contributions contributed to the fund.
Participating in a Family Takaful plan is a long-term financial commitment. If you do not pay your contributions within the grace period of 30 days, your Certificate may lapse. The accumulated cash value that you may get when you cancel the Certificate before maturity period will be much less than the total amount of contribution that you have paid.
If you switch your Certificate from one Takaful Operator to another or if you replace your current Certificate with another Certificate within the same Takaful Operator, you may be required to submit an application where the acceptance of your proposal will be subject to the terms and conditions to be imposed at the time of switching or replacement.

Disclaimers