Great Eastern Takaful Malaysia logo
Select your country and language
Malaysia (Takaful)
Malaysia
Great Eastern Takaful Malaysia logo

i-Great Mega

i-Great Mega – Life Protection - Great Eastern Takaful

i-Great Mega

Managing the various commitment circles in our lives is fundamental to a sense of personal well-being and professional success. These should include your personal ideals, financial priorities, and long term goals.

Ensure that you are on track towards that comfortable lifestyle with i-Great Mega. Our protection plan can help you grow your savings and allow you to experience that life dreams with just a little bit of planning and discipline.

Key benefits

loyalty benefit icon, up to a total of 40%
High Coverage from RM250,000 onwards

Participate in this plan and get a minimum Basic Sum Covered starting from RM250,000. 

money icon, takaful insurance company malaysia protect you
Loyalty Benefit up to 40% of your annual contribution

Choose a payment term of 10 or 20 years for a 25 or 30 years coverage and receive in your Participant's Unit Account and amount equivalent to a certain percentage of the basic annual contribution at the end of every fifth certificate year, depending on your payment term.

maturity benefit icon, upon survival at maturity date, you will receive the total values of the unit fund(s) from the PUA, if any with life insurance malaysia
4 Flexible Options

Enhance your i-Great Mega coverage with these flexible options:

  • Single Contribution Top Up
  • i-Provider on Dread Disease Rider
  • i-Critical Mega Rider
  • i-Hajj Mega Rider
     
Total and Permanent Disability (TPD) or Death Benefit

In the event of death prior to the certificate maturity, or should you be afflicted with TPD before attaining age 70 years next birthday, the following shall be payable:

  • Basic Sum Covered,  or
  • The value of the units in the Participant's Unit Account

Whichever is higher

Note: Upon TPD, you will receive a sum of money in accordance with the TPD provisions of the certificate to be used towards meeting your disability expenses.

Compassionate Benefit

In the event of your passing, your next of kin will receive a lump sum amounting to RM2,000

i-great mega short scenario

Get this plan

Contact a Takaful Advisor

Talk to your Takaful Advisor to see which financial solutions are right for you. No Advisor yet? Simply browse through our list of Takaful Advisors

 
Call us
For enquiries
+603 4259 8338
For customer service
1 300 13 8338
Visit us

Great Eastern Takaful Berhad (916257H)
Level 3 Menara Great Eastern
303 Jalan Ampang
50450 Kuala Lumpur

 

Notes and Disclaimers:

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Takaful Advisor.

Important Notices
  1. i-Great Mega is a limited pay 30-year term investment-linked Family Takaful plan, that provides coverage upon death or TPD of the Person Covered. This plan is a Family Takaful product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trust.

    You are highly encouraged to nominate one executor to ease the payment of the benefits to the applicable beneficiaries or heirs.

    In the event of death benefit is fully payable from PUA, beneficiaries may not get any amount where the amount from PUA shall be fully distributed through faraid. 

  2. Contributions depend on the 2 term options available, the 10-pay plan and the 20-pay plan. Each of these plans has 30 year term coverage and contributions are payable for either 10 years (10-pay plan) or 20 years (20-pay plan) or upon death or TPD, whichever occurs first.

  3. You may stop paying contributions and still enjoy protection as long as there are sufficient value in the PUA to pay for the Tabarru’ and Service Charge, where applicable. However, loyalty benefit may not be payable and there is a possibility of certificate lapsing when the required charges, including Tabarru’ exceed the total value of the PUA available.

  4. You should be convinced that this plan will best serve your needs and that the contributions payable under the certificate are affordable by you.

  5. A “free-look period” of 15 days from the delivery date of the certificate is given for you to review the suitability of the plan. If the certificate is returned to the Takaful Operator during this period, the Takaful Operator shall refund an amount equal to the sum of:

    • any unallocated contributions
    • Total Account Value of this certificate;
    • any Tabarru’ and Service Charge which have been deducted;

    minus any expenses incurred for the medical examination, upon which the certificate shall be deemed cancelled and Takaful Operator’s liability shall cease.

  6. You may receive the remaining values of the PUA upon termination or maturity of this plan, which may be less than the total allocated contribution into the PUA. No benefits will be payable from the Tabarru’ Fund.

  7. The value of the PUA will be based on the actual performance of the fund and is not guaranteed. The investment risk under this plan will be borne solely by you and the value of the PUA may be less than the total contributions contributed to the fund.

  8. If you surrender your certificate in the early years, you may get back less than the amount you have paid.

  9. If you switch your certificate from one Takaful Operator to another or if you replace your current certificate with another certificate within the same Takaful Operator, you may be required to submit an application where the acceptance of your proposal will be subject to the terms and conditions to be imposed at the time of switching or replacement 
Disclaimer

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern distribution representative or have us call you back.

1. Based on the average income drawn over the last 24 months for salaried employees and 36 months for self-employed at the time of application. 2. Terms and conditions apply. 3. The number of days between claim filing and start of monthly income benefit. 4. Plan ends when the insured is unemployed for 730 days, unless he is receiving the monthly income benefit.

All ages specified refer to age next birthday.
This policy is only for Singapore Citizens and Permanent Residents (PRs). If you and your child are not Singapore Citizens or PRs, you have to meet certain residency requirements before you can apply for a policy or renew it.
This is for general information only. It is not a contract of insurance. The precise terms and conditions of this insurance plan are specified in the policy contract.
It is usually detrimental to replace an existing accident and health plan with a new one. A penalty may be imposed for early plan termination and the new plan may cost more, or have less benefits at the same cost.
This plan is protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the Life Insurance Association (LIA) or SDIC websites (www.lia.org.sg or www.sdic.org.sg).
In case of discrepancy between the English and Chinese versions, the English version shall prevail.
Information correct as on 1 February 2015.

Back to top
Need help?
For enquiries
For customer service
Email us
Visit us
Make a claim
Find a Takaful Advisor
Great Eastern Takaful Malaysia logo