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i-Great Damai 2.0

i-Great Damai 2.0 – Family Takaful – Great Eastern Takaful

i-Great Damai 2.0

As you are maturing and becoming older, your priorities change. While one type of protection may seem to be extremely important for someone entering the retirement age, the same cannot be said for one that is just about to start his career. Understanding your financial needs at these various developments in life is crucial to your future financial wellness.

Key benefits

Take advantage of that flexible accesscwhich allows you to build on your coverage as you grow along. Continue complementing your existing coverage by enhancing your protection plan.
4 preferred lifestyle packages

Take advantage of that flexible access which allows you to build on your coverage as you grow along. Continue complementing your existing coverage by enhancing your protection plan.

This valuable feature ensures that your certificate will continue to remain in force even if your total values in PUA become zero within the first three certificate years.
No-Lapse Facility

This valuable feature ensures that your certificate will continue to remain in force even if your total values in PUA become zero within the first three certificate years.

Upon maturity, 100% of the total values of the PUA (if any), will be payable in one lump sum.
Maturity benefit

Upon maturity, 100% of the total values of the PUA (if any), will be payable in one lump sum.

Rewards You with Underwriting Surplus and Investment Profit

You will share the underwriting surplus arising from Tabarru' Fund (if any) with the Takaful Operator in the proportion of 50%:50%. In addition, 100% of the investment profit from Participant's Unit Account (PUA) will be given to participants and both allocated amount for the participants will be credited in the PUA.

Death, Total and Permanent Disability (TPD) and Bereavement Benefit

An amount will be payable to you or your next of kin in any of the event above.

Badal Hajj and Waqaf Services

These are optional services and you need to fill in the Hajj by Proxy Service Form and Waqaf Services Form.

Get this plan

Contact a Takaful Advisor

Talk to your Takaful Advisor to see which financial solutions are right for you. No Advisor yet? Simply browse through our list of Takaful Advisors

 
Call us
For enquiries
+603 4259 8338
For customer service
1 300 13 8338
Visit us

Great Eastern Takaful Berhad (916257H)
Level 3 Menara Great Eastern
303 Jalan Ampang
50450 Kuala Lumpur

 

Notes and Disclaimers:

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Takaful Advisor.

Important Notices
  1. i-Great Damai 2.0 is a regular contribution investment-linked Family Takaful plan that provides coverage upon death or TPD of the Person Covered. This plan is a Family Takaful product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trust.
  2. Contributions are payable until the age of 99 next birthday or upon death, whichever occurs first.
  3. You may stop paying contributions and still enjoy protection as long as there is sufficient value in the PUA to pay for the Tabarru’ and Service Charge, where applicable. However, you will not be able to enjoy the No-Lapse Facility benefit if you stop paying contributions within the first 3 certificate years.
  4. You should be convinced that this plan will best serve your needs and that the contributions payable under the certificate are affordable by you.
  5. A “free-look period” of 15 days from the delivery date of the certificate is given for you to review the suitability of the plan. If the certificate is returned to the Takaful Operator during this period, the Takaful Operator shall refund an amount equal to the sum of:
    1. any unallocated contributions;
    2. total values in PUA (if any) of this certificate; and
    3. any Tabarru’ and Service Charge which have been deducted, minus any expenses incurred for the medical examination, upon which the certificate shall be deemed cancelled and Takaful Operator’s liability shall cease.
  6. You may receive the total values in PUA (if any) upon termination or maturity of this plan, which may be less than the total allocated contribution into the PUA. No benefits will be payable from the Tabarru’ Fund.
  7. The PUA will be based on the actual performance of the fund and is not guaranteed. The investment risk under this plan will be borne solely by you and the PUA may be less than the total contributions contributed to the fund.
  8. If you surrender your certificate in the early years, you may get back less than the amount you have paid.
  9. If you switch your certificate from one Takaful Operator to another or if you replace your current certificate with another certificate within the same Takaful Operator, you may be required to submit an application where the acceptance of your proposal will be subject to the terms and conditions to be imposed at the time of switching or replacement.
Disclaimer

This information is for general information only. You are advised to refer to the Benefit Illustration, Product Disclosure Sheet and sample of certificate for detailed features and benefits of the plan before participating in the plan.

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