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i-Medik Rider Suite

i-Medik Rider Suite – Great Eastern Takaful

i-Medik Rider Suite

As medical care advances and treatment options increase, health care costs also increases. 

The purpose of a medical plan is to help you pay for your healthcare. It protects you financially in the event of unexpected serious illness or injury that could be very expensive. Health protection provides us with the abillity to afford better healthcare facilities for ourselves and our loved ones. Being healthy makes everything in life better.

Key benefits

shield icon, Great Eastern provides up to 5 medical insurance plans for you
10% increase in Overall Annual Limit every 3 years

Take charge of your health with this added incentive.  Increase your medical protection with an additional 10% of your initial Overall Annual Limit every 3 years should there be no claims made during the immediate preceding 3 years. 

Doctor icon, Great Eastern Takaful provides medical insurance anywhere in the world
Daily Cash Allowance from RM50

Expenses incurred daily can be substantial too. Use this provision offered to you for its many advantageous reasons.

house icon,i-medik plus rider medical plan gives additional 90days of hospitalisation
Opt for 10x Overall Annual Limit

Safeguard yourself with the assurance that your coverage has a bigger buffer, more than ever.

i-Medik Rider

Benefits at a glance

  • Cost-sharing 
  • 10% increase of annual limit every three years 
  • Emergency international medical assistance
i-Medik Xtra Rider

Benefits at a glance

  • Full payment on selected charges
  • Replacement of intraocular lens due to cataract surgery 
  • Provides you with twice the amount for accidental TPD and accidental death benefits
i-Medik Plus Rider

Benefits at a glance

  • Increase your hospital room and board limit 
  • Additional 90 days coverage for post-hospitalisation treatment 
  • Daily guardian benefit
i-Medik Xtender Rider

Benefits at a glance

  • Full payment on Selected Charges
  • 10X Overall Annual Limit
  • Unlimited Overall Lifetime Limit

Get this plan

Contact a Takaful Advisor

Talk to your Takaful Advisor to see which financial solutions are right for you. No Advisor yet? Simply browse through our list of Takaful Advisors

 
Call us
For enquiries
+603 4259 8338
For customer service
1 300 13 8338
Visit us

Great Eastern Takaful Berhad (916257H)
Level 3 Menara Great Eastern
303 Jalan Ampang
50450 Kuala Lumpur

 

Notes and Disclaimers:

Please do take note of the below to ensure you fully understand what this product does and does not cover. If in doubt, contact your Great Eastern Takaful Advisor.

Important Notices
  1. The medical suite of i-Medik, i-Medik Xtra,i-Medik Plus and i-Medik Xtender Riders are unit deduction Medical and Health Takaful (MHT) riders and are attachable to selected regular contribution investment-linked family Takaful plans. These plans are family takaful products that are tied to the performance of underlying assets and are not pure investment products such as unit trusts. The coverage for medical suites riders are paid from the basic plan’s contribution and are managed in compliance with Shariah principles.

  2. You should satisfy yourself that these riders will best serve your needs and that the contribution payable under the basic certificate is an amount you can afford.

  3. Upon termination or expiry of these riders, no benefits will be payable from the Tabarru’ Fund.

  4. You may stop paying contributions and still enjoy protection as long as there are sufficient total values of the unit fund(s) to pay for the Tabarru’ and service charge, where applicable. However there is a possibility of the certificate lapsing when the required charges, including Tabarru’, exceed the total value of the unit fund(s) available. Participating in too many riders or choosing high protection levels may deplete the unit values.

  5. A free-look period of 15 days from the delivery of the certificate is given for you to review the suitability of these MHT riders. If the certificate is returned to the Takaful Operator during this period, the Takaful Operator shall credit back the investment values that have been deducted to pay for the Tabarru’ (if any), less expenses which may have been incurred for the medical examination (if any), into the PUA.

  6. If you switch-over your MHT basic plan/rider from one Takaful Operator to another or if you exchange your MHT rider with MHT basic plan, or vice versa, within the same Takaful Operator, you may be required to submit an application where acceptance of your proposal will be subjected to the terms and conditions imposed at the time of switching or replacement.

  7. This brochure is for general information only. You are advised to refer to the consumer education booklet on MHT, Product Disclosure Sheet and sample certificate documents for detailed important features of the rider before participating in the plan. The exclusions and limitations of benefits highlighted on the previous pages are not exhaustive. If there is any discrepancy between the English and Bahasa Malaysia version of this brochure, the English version shall prevail. The Takaful Operator reserves the right to revise the benefits structure and limitations or increase the Tabarru’ on certificate anniversary by giving at least 30 days notice. For further details on the terms and conditions, reference shall be made to the certificate issued by Great Eastern Takaful Berhad.
Disclaimer

This information is for general information only. You are advised to refer to the Benefit Illustration, Product Disclosure Sheet and sample of certificate for detailed features and benefits of the plan before participating in the plan.

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