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i-Great MediHarapan

A Medical Protection Plan with You and Your Family in Mind.
i-great-mediharapan
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A Medical Protection Plan with You and Your Family in Mind - Limited Offer!

In the event of emergency or hospitalisation, there are a few costs that the patient or family members have to bear. The i-Great MediHarapan helps safeguarding yourself against the unexpected and help ease the financial burden of your loved ones, because i-Great MediHarapan is A Medical Protection Plan with You and Your Family in Mind.

Key Benefits

  1. Medical coverage of up to age 100 years
    Enjoy medical coverage and benefits until you reach 100 years age next birthday.

  2. RM200,000 Overall Annual Limit
    Enjoy RM200,000 overall annual limit for only RM3.50 daily*.

  3. Deductible of RM300 per disability
    Pay only RM300 of your hospital bill per disability for selected covered benefits, and we will take care of the rest.

  4. UNLIMITED Overall Lifetime Limit
    There is no overall lifetime limit for this plan. Only annual limit is applicable.

  5. 5% Family Discount
    Enjoy 5% Family Discount when you participate in this plan with your spouse and family members.

  6. Medical Coverage
Item Covered Benefits Covered Amount (RM) with Deductible per Disability RM300
(applicable for Items (1) to (7)
1 Hospital Room and Board
(Limit per day, subject to a maximum of 180 days per Certificate year for Items (1) and (2) in aggregate)
200
As charged, subject to the limit stated above
2 Intensive Care Unit
(Subject to a maximum of 180 days per Certificate year for Items (1) and (2) in aggregate)
As charged
3 Hospital Supplies and Services As charged.
Reimbursement of reasonable and Customary Charges which is consistent with those usually charged to a ward or room and board accommodation which is approximate to and within the daily limit of the amount stated in Hospital Room and Board benefit under the plan covered.
4 Surgical Fees
5 Operating Theatre
6 Anaesthetist Fees     
7 In-Hospital Physician Visit                             
(2 visits per day)
8 Pre-Hospitalisation Diagnostic Tests
(Within 60 days before hospitalisation)
9 Pre-Hospitalisation Specialist Consultation
(Within 60 days before hospitalisation)
10 Post-Hospitalisation Treatment
(Within 90 days after hospital discharge)
11 Organ Transplant
(Limit to once per lifetime as receiver)
12 Ambulance Fees
13 Day Surgery
14 Outpatient Cancer Treatment

As charged.
(Including the cost of consultation, examination tests and take home drugs).

15 Outpatient Kidney Dialysis Treatment
16 Emergency Accidental Outpatient Treatment
(Limit per Certificate year, subject to a maximum of 30 days from the date of accident)                     
RM5,000
As charged, subject to the limit stated above.
17 Daily Cash Allowance at Malaysian Government Hospital
(Per day, subject to a maximum of 120 days in a Certificate year)
100
18 Intraocular Lens Up to 1,000 per eye and maximum of 2,000 per lifetime
19 Overall Annual Limit for Items (1) to (18)(Based on paid amount) 200,000
20 Overall Lifetime Limit for Items (1) to (18)
(Based on paid amount)
No limit
21 Supreme Assist
(Emergency Medical Assistance Services)
In accordance with the benefit provisions in Supreme Assist agreement
22 Executive Second Opinion In accordance with benefit provisions in Executive Second Opinion
23 Malaysian Tax Service tax and/or other tax(es) incurred on Covered Benefits, for which a claim is payable; not subject to Overall Annual Limit

*Note: Terms and conditions apply

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